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First Option Bank Paola: Your Trusted Banking Partner

First Option Bank Paola is an FDIC-insured community bank that has been serving Paola, Kansas, and the surrounding area since 1902. We are committed to providing our customers with the highest level of personal service and financial solutions to meet their needs.

Our Services

We offer a wide range of banking services, including:

  • Checking accounts
  • Savings accounts
  • Money market accounts
  • Certificates of deposit
  • Loans
  • Mortgages
  • Online banking
  • Mobile banking

Why Choose First Option Bank Paola?

first option bank paola

There are many reasons to choose First Option Bank Paola as your financial institution. Here are just a few:

  • We are a local bank. We are committed to our community and understand the unique needs of our customers.
  • We offer competitive rates. We offer some of the most competitive rates on deposits and loans in the area.
  • We provide excellent customer service. Our friendly and knowledgeable staff is always ready to help you with your banking needs.
  • We are financially sound. We are a well-capitalized bank with a strong financial track record.

First Option Bank Paola is a member of the FDIC, which means that your deposits are insured up to $250,000. We are also an Equal Housing Lender.

First Option Bank Paola: Your Trusted Banking Partner

Contact Us

To learn more about First Option Bank Paola, please visit our website or call us at (913) 294-2100. We would be happy to answer any questions you have and help you open an account.

Transition Words

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  • Furthermore
  • However
  • In addition
  • In conclusion
  • In fact
  • Moreover
  • Next
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Keywords

First Option Bank Paola: Your Trusted Banking Partner

  • Banking
  • Paola, Kansas
  • FDIC
  • Checking accounts
  • Savings accounts
  • Money market accounts
  • Certificates of deposit
  • Loans
  • Mortgages
  • Online banking
  • Mobile banking

Tips and Tricks

  • Sign up for online banking. Online banking is a convenient way to manage your finances from anywhere, anytime.
  • Use mobile banking. Mobile banking allows you to deposit checks, transfer funds, and pay bills from your smartphone.
  • Set up automatic bill pay. Automatic bill pay is a great way to avoid late fees and ensure that your bills are paid on time.
  • Take advantage of our free financial advice. Our financial advisors can help you create a budget, plan for retirement, and achieve your other financial goals.

Stories

Story 1

Customer: I was so impressed with the customer service I received at First Option Bank Paola. I went in to open a new account and was greeted by a friendly and knowledgeable teller. She answered all of my questions and helped me choose the right account for my needs.

Lesson Learned: First Option Bank Paola is committed to providing excellent customer service.

Story 2

Customer: I've been banking with First Option Bank Paola for over 10 years and have always been happy with their services. They offer competitive rates on deposits and loans, and their staff is always friendly and helpful.

Lesson Learned: First Option Bank Paola is a trusted and reliable financial institution.

Story 3

Customer: I recently refinanced my mortgage with First Option Bank Paola and saved hundreds of dollars on my monthly payments. The process was quick and easy, and the staff was very helpful throughout the entire process.

Lesson Learned: First Option Bank Paola can help you save money on your mortgage.

Pros and Cons

Pros

  • Local bank
  • Competitive rates
  • Excellent customer service
  • Financially sound
  • FDIC insured
  • Equal Housing Lender

Cons

  • Limited number of branches
  • May not have all the features of a larger bank

FAQs

  1. What are the hours of operation for First Option Bank Paola?

Monday-Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 12:00 PM

  1. What is the routing number for First Option Bank Paola?

101101820

  1. Does First Option Bank Paola offer online banking?

Yes, we offer online banking to all of our customers.

  1. Does First Option Bank Paola offer mobile banking?

Yes, we offer mobile banking to all of our customers.

  1. Is First Option Bank Paola a member of the FDIC?

Yes, we are a member of the FDIC.

  1. Is First Option Bank Paola an Equal Housing Lender?

Yes, we are an Equal Housing Lender.

Tables

Table 1: Deposit Rates

Account Type Interest Rate
Checking 0.01% APY
Savings 0.05% APY
Money Market 0.10% APY
Certificate of Deposit (12 months) 0.25% APY
Certificate of Deposit (24 months) 0.50% APY
Certificate of Deposit (36 months) 0.75% APY
Certificate of Deposit (48 months) 1.00% APY
Certificate of Deposit (60 months) 1.25% APY

Table 2: Loan Rates

Loan Type Interest Rate
Personal Loan 5.99% - 17.99% APR
Auto Loan 2.99% - 7.99% APR
Home Equity Loan 3.99% - 8.99% APR
Mortgage 2.99% - 4.99% APR

Table 3: Fees

Service Fee
Monthly maintenance fee (checking account) $5.00
Monthly maintenance fee (savings account) $2.00
Monthly maintenance fee (money market account) $3.00
ATM withdrawal (non-First Option Bank Paola ATM) $2.50
Wire transfer fee $25.00
Stop payment fee $20.00
Time:2024-09-21 05:48:47 UTC

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