First National Bank of Broken Arrow: A Comprehensive Guide to Banking Excellence

Introduction

In Broken Arrow, Oklahoma, First National Bank of Broken Arrow (FNBA) stands as a pillar of financial stability and exceptional customer service. With a rich history dating back over 100 years, FNBA has earned a reputation as a trusted partner for individuals, families, and businesses alike. This comprehensive guide will delve into the bank's products, services, and commitment to financial well-being, providing valuable insights and practical tips to help you navigate your banking needs.

Core Values and Mission

FNBA is guided by a set of core values that underscore its dedication to its customers:

• Integrity: Upholding the highest ethical standards in all dealings.
• Service Excellence: Providing exceptional and personalized service to every customer.
• Community Involvement: Supporting and investing in the local community.
• Innovation: Continuously seeking new and innovative ways to enhance customer experiences.
• Financial Responsibility: Managing finances prudently to ensure the bank's long-term stability.

Product and Service Offerings

FNBA offers a comprehensive suite of products and services tailored to meet diverse financial needs:

Personal Banking:

• Checking and savings accounts with competitive interest rates
• Credit cards and debit cards
• Personal loans and lines of credit
• Mortgage loans

Business Banking:

• Business checking and savings accounts
• Commercial loans and lines of credit
• Treasury management services

Wealth Management:

• Investment management
• Financial planning
• Trust services

Financial Planning and Education

Beyond providing banking services, FNBA is committed to empowering its customers with financial knowledge and resources. The bank offers a range of financial planning tools and educational programs, including:

• Financial calculators: Estimate loan payments, retirement savings, and more.
• Financial articles and webinars: Provide insights into various financial topics.
• One-on-one consultations: Discuss your financial goals and receive personalized advice from a financial advisor.

Commitment to Community

FNBA actively supports the Broken Arrow community through various initiatives:

• Community investments: Provides grants and sponsorships to local organizations.
• Employee volunteerism: Encourages employees to engage in community service.
• Community outreach: Hosts financial literacy workshops and events.

Figures and Statistics

According to the Federal Deposit Insurance Corporation (FDIC), FNBA has consistently maintained a strong financial performance:

• Assets: Over $1 billion
• Deposits: Over $800 million
• Loans: Over $500 million
• Capital ratio: Exceeds industry average

Tables

Table 1: Comparison of Checking Account Options

Table 2: Loan Interest Rates

Table 3: Business Account Fees

Effective Strategies

• Set financial goals: Determine what you want to achieve with your finances.
• Create a budget: Track your income and expenses to stay within your means.
• Save regularly: Automate savings to build an emergency fund and reach your long-term goals.
• Shop around for financial products: Compare rates and fees from different banks before making decisions.
• Seek professional advice: Consult with a financial advisor to develop a personalized financial plan.

Tips and Tricks

• Use mobile banking: Manage your accounts conveniently from your phone or tablet.
• Set up automatic bill pay: Avoid late fees and streamline bill payments.
• Utilize online banking: Access account information, transfer funds, and make payments online.
• Enroll in overdraft protection: Avoid costly overdraft fees by linking your checking account to another account.
• Take advantage of loyalty programs: Earn rewards and incentives for banking with FNBA.

Common Mistakes to Avoid

• Overextending yourself financially: Don't borrow more than you can afford to repay.
• Ignoring your credit score: Monitor your credit regularly and take steps to improve it.
• Failing to plan for retirement: Start saving for retirement as early as possible.
• Not having insurance: Protect your finances against unexpected events with adequate insurance coverage.
• Falling prey to financial scams: Be vigilant and report any suspicious activity to your bank.

Call to Action

First National Bank of Broken Arrow is ready to be your trusted financial partner. Whether you're opening your first bank account, planning for retirement, or growing your business, the bank's experienced team is available to assist you. Visit your nearest FNBA branch, call their customer service line, or reach out online to schedule an appointment. Take the first step towards financial success today!