**First State Bank & Trust: A Pillar of Fremont, Nebraska's Financial Landscape**

Establishing a Legacy of Financial Excellence

Nestled in the heart of Fremont, Nebraska, First State Bank & Trust has served the community as a trusted financial institution for over a century. Founded in 1910, the bank has grown from humble beginnings to become one of the most respected and reliable banks in the state.

With $2.3 billion in assets, First State Bank & Trust stands as a testament to its commitment to financial stability and growth. The bank's mission is to provide exceptional banking services that empower customers to achieve their financial goals.

Products and Services to Meet Your Financial Needs

First State Bank & Trust offers a comprehensive suite of banking products and services tailored to meet the diverse needs of its customers. These services include:

Personal Banking:

• Checking accounts
• Savings accounts
• Money market accounts
• Certificates of deposit
• Personal loans
• Mortgages

Business Banking:

• Business checking accounts
• Business savings accounts
• Commercial loans
• Lines of credit
• Business investment services

Wealth Management:

• Investment advisory services
• Retirement planning
• Estate planning
• Trust services

Commitment to Customer Service

First State Bank & Trust places a high priority on providing exceptional customer service. The bank's team of knowledgeable and friendly staff is dedicated to building long-lasting relationships with customers.

First State Bank & Trust has received numerous awards and accolades for its outstanding customer service. According to J.D. Power's 2022 U.S. Retail Banking Satisfaction Study, the bank ranked among the top 10% of banks in the Midwest region for customer satisfaction.

Innovation and Technology

First State Bank & Trust embraces technology to enhance the banking experience for its customers. The bank offers a range of digital banking services, including:

• Online banking
• Mobile banking
• Mobile deposit capture
• Remote check deposit

First State Bank & Trust also invests in cybersecurity measures to protect customer information and ensure the integrity of its banking systems.

Community Involvement

First State Bank & Trust is deeply committed to supporting the Fremont community. The bank actively participates in local events, organizations, and initiatives that promote economic development and community well-being.

The bank's employees volunteer their time and support to a variety of community organizations, including:

• Fremont Area Community Foundation
• Fremont Area Chamber of Commerce
• United Way of Dodge County
• YMCA of Fremont

Benefits of Banking with First State Bank & Trust

There are numerous benefits to banking with First State Bank & Trust, including:

• Financial stability: With over a century of experience and $2.3 billion in assets, First State Bank & Trust provides a secure and reliable financial foundation for its customers.
• Personalized service: The bank's knowledgeable and friendly staff is dedicated to building long-lasting relationships with customers and providing tailored financial solutions.
• Competitive rates: First State Bank & Trust offers competitive rates on deposits, loans, and other financial products.
• Technology and convenience: The bank's digital banking services provide customers with the convenience and flexibility to manage their finances on the go.

Tips and Tricks for Banking Success

Here are a few tips to help you succeed with your banking relationship:

• Establish a budget: Create a monthly budget to track your income and expenses. This will help you stay on top of your finances and make informed decisions about spending and saving.
• Build an emergency fund: Set aside money in a savings account to cover unexpected expenses. This will give you peace of mind and help you avoid debt.
• Use direct deposit: Have your paycheck deposited directly into your checking account. This will help you avoid late fees and ensure that you have access to your funds immediately.
• Monitor your credit score: Regularly check your credit score to make sure it is accurate. A good credit score will help you qualify for the best loan rates and other financial products.

How to Open an Account with First State Bank & Trust

Opening an account with First State Bank & Trust is quick and easy. You can visit any of the bank's branches in Nebraska or open an account online.

To open an account online, simply visit the bank's website and click on the "Open an Account" tab. You will be asked to provide some basic information, such as your name, address, and contact details.

First State Bank & Trust requires the following documentation when opening an account:

• Valid government-issued identification
• Proof of address
• Initial deposit

Frequently Asked Questions (FAQs)

Q: What are the bank's hours of operation?

A: The bank's branch lobbies are open Monday through Friday from 8:30 AM to 5:00 PM. The drive-thru is open Monday through Friday from 8:00 AM to 6:00 PM.

Q: What fees are associated with my account?

A: The bank's fee schedule can be found on its website. The schedule outlines the fees associated with checking accounts, savings accounts, and other financial products.

Q: How do I contact the bank's customer service department?

A: You can contact the bank's customer service department by phone at (402) 727-4000 or by email at [email protected]

Table 1: First State Bank & Trust Branch Locations

Table 2: First State Bank & Trust Deposit Rates

Table 3: First State Bank & Trust Loan Rates