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Your Trusted Financial Partner: The First National Bank of Picayune

Navigating Your Financial Landscape with Confidence

Established in 1903, The First National Bank of Picayune has stood as an unwavering pillar of financial stability and growth in the community. We are committed to providing our valued customers with a comprehensive suite of banking solutions tailored to their unique needs.

With over $525 million in assets and a team of experienced financial professionals, we stand ready to assist you in achieving your financial goals. Our commitment to exceptional customer service has earned us a reputation for excellence that has spanned generations.

Our Comprehensive Range of Services

At The First National Bank of Picayune, we offer a wide array of services designed to meet your diverse financial requirements:

  • Personal Banking: Checking and savings accounts, debit and credit cards, online banking, and more.
  • Business Banking: Commercial loans, lines of credit, treasury management services, and business account management.
  • Mortgage Lending: Home loans, refinances, and construction loans to finance your dream home.
  • Wealth Management: Investment advisory services, retirement planning, and estate planning to secure your financial future.
  • Trust and Estate Services: Executor services, trust management, and estate administration to protect and manage your legacy.

Why The First National Bank of Picayune Matters

Our unwavering commitment to our customers sets us apart as your premier financial partner:

first national bank of picayune

  • Financial Stability: With over $525 million in assets, we are a pillar of financial strength and stability in the community.
  • Tailored Solutions: Our experienced bankers work closely with you to understand your specific needs and develop customized financial solutions.
  • Local Expertise: As a local institution, we are deeply connected to the community and have a deep understanding of the local financial landscape.
  • Exceptional Customer Service: Our team is dedicated to providing personalized service that exceeds your expectations.

How We Benefit You

By partnering with The First National Bank of Picayune, you gain access to a range of benefits that empower your financial success:

Your Trusted Financial Partner: The First National Bank of Picayune

  • Competitive Rates: We offer competitive rates on deposits, loans, and investments to help you maximize your returns.
  • Innovative Products: We continuously develop innovative products and services to meet the evolving needs of our customers.
  • Convenience: With convenient locations, online banking, and mobile banking, we make banking easy and accessible.
  • Financial Guidance: Our team of financial professionals provides expert guidance to help you navigate your financial journey.

Tables for Your Reference

Table 1: Recent Interest Rates

Deposit Type Interest Rate
Savings Account 0.65% APY
Money Market Account 0.85% APY
Certificate of Deposit (12-month) 1.25% APY

Table 2: Loan Comparison

Navigating Your Financial Landscape with Confidence

Loan Type Interest Rate Term
Personal Loan 5.99% - 17.99% 12 - 60 months
Auto Loan 2.99% - 7.99% 24 - 72 months
Home Equity Loan 3.49% - 8.49% 5 - 30 years

Table 3: Our Financial Performance

Year Total Assets Net Income
2020 $505 million $15.6 million
2021 $518 million $17.2 million
2022 $525 million $18.5 million

Tips and Tricks for Financial Success

  • Set Financial Goals: Define your financial objectives and create a plan to achieve them.
  • Budget Regularly: Track your income and expenses to control your spending and allocate funds effectively.
  • Invest Wisely: Diversify your investments and seek professional guidance to maximize returns.
  • Build an Emergency Fund: Save a portion of your income for unexpected expenses.
  • Review Your Credit Regularly: Monitor your credit report and score to maintain financial health.

Frequently Asked Questions

  1. What is the minimum balance required to open an account?

    We offer checking accounts with no minimum balance requirement.

  2. Does the bank offer online and mobile banking services?

    Yes, we offer secure and convenient online and mobile banking services.

    Your Trusted Financial Partner: The First National Bank of Picayune

  3. Can I apply for a loan online?

    You can pre-apply for certain loans online through our website.

  4. How do I schedule an appointment with a financial advisor?

    Contact our customer service line at (601) 798-1300 to schedule an appointment.

  5. What are the bank's hours of operation?

    Our main branch is open Monday through Friday, 9:00 AM to 5:00 PM.

  6. Is the bank FDIC insured?

    Yes, The First National Bank of Picayune is a member of the FDIC, ensuring the safety of your deposits up to $250,000.

  7. What is the bank's routing number?

    Our routing number is 063201980.

  8. Can I access my account information outside of business hours?

    Yes, you can access your account information 24/7 through our online and mobile banking services.

Call to Action

Your financial success is our priority. Contact us today to schedule an appointment with one of our experienced bankers and explore how The First National Bank of Picayune can help you achieve your financial goals.

Time:2024-09-27 06:50:10 UTC

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