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Quad Cities Bank and Trust: A Comprehensive Guide to Your Financial Needs

Introduction

Quad Cities Bank & Trust has been a trusted financial institution in the Quad Cities area for over 125 years. With a focus on customer service and community involvement, Quad Cities Bank & Trust offers a wide range of banking and financial services to individuals, families, and businesses.

Services Offered by Quad Cities Bank & Trust

Personal Banking

  • Checking and savings accounts
  • Money market accounts
  • Certificates of deposit
  • Personal loans
  • Mortgages and home equity loans
  • Credit cards
  • Online banking
  • Mobile banking

Business Banking

  • Business checking and savings accounts
  • Money market accounts
  • Certificates of deposit
  • Business loans
  • Commercial real estate loans
  • Equipment financing
  • Online banking for businesses

Investment Services

  • Investment accounts
  • Retirement planning
  • Trust services
  • Estate planning
  • Financial planning

Benefits of Banking with Quad Cities Bank & Trust

Strong Financial Performance
Quad Cities Bank & Trust is a financially sound institution with a long history of stability. As of December 2022, the bank had total assets of over $3 billion and a Tier 1 capital ratio of 11.67%.

Customer Service
Quad Cities Bank & Trust prides itself on providing exceptional customer service. The bank's employees are friendly, knowledgeable, and always willing to go the extra mile to help customers.

Community Involvement
Quad Cities Bank & Trust is deeply involved in the community it serves. The bank supports a variety of local organizations and events through donations, sponsorships, and volunteerism.

quad cities bank and trust

Tips and Tricks for Banking with Quad Cities Bank & Trust

  • Take advantage of online banking. Quad Cities Bank & Trust offers a convenient online banking platform that allows you to manage your accounts from anywhere, anytime.
  • Sign up for mobile banking. The Quad Cities Bank & Trust mobile app lets you deposit checks, transfer funds, and pay bills from your smartphone.
  • Use the bank's financial planning services. Quad Cities Bank & Trust offers a variety of financial planning services to help you reach your financial goals.
  • Get involved in the community. Quad Cities Bank & Trust is a great way to get involved in the community and give back to your neighbors.

Common Mistakes to Avoid When Banking with Quad Cities Bank & Trust

  • Overdrafting your account. Overdraft fees can add up quickly, so it's important to keep track of your balance and avoid overdrafting whenever possible.
  • Not using online banking. Online banking is a convenient and secure way to manage your accounts. If you're not already using online banking, sign up today.
  • Not taking advantage of the bank's financial planning services. Quad Cities Bank & Trust offers a variety of financial planning services that can help you reach your financial goals. If you're not sure where to start with financial planning, talk to a financial advisor at the bank.
  • Ignoring the bank's community involvement. Quad Cities Bank & Trust is a great way to get involved in the community and give back to your neighbors. If you're looking for ways to get involved, check out the bank's website or talk to a customer service representative.

How to Open an Account at Quad Cities Bank & Trust

Opening an account at Quad Cities Bank & Trust is easy. You can open an account online, by phone, or in person at one of the bank's branches. To open an account, you will need to provide your personal information, such as your name, address, and Social Security number. You will also need to make an initial deposit.

Conclusion

Quad Cities Bank & Trust is a reliable and trusted financial institution that offers a wide range of banking and financial services. The bank's commitment to customer service and community involvement makes it a great choice for individuals, families, and businesses in the Quad Cities area. Whether you're looking for a personal checking account, a business loan, or investment advice, Quad Cities Bank & Trust can help you meet your financial needs.

Quad Cities Bank and Trust: A Comprehensive Guide to Your Financial Needs

Tables

Table 1: Quad Cities Bank & Trust Financial Performance

Financial Metric Value
Total Assets $3 billion
Tier 1 Capital Ratio 11.67%
Return on Assets 1.25%

Table 2: Quad Cities Bank & Trust Deposit Account Rates

Account Type Interest Rate
Checking Account 0.05% APY
Savings Account 0.25% APY
Money Market Account 0.50% APY
Certificate of Deposit (12-month) 0.75% APY

Table 3: Quad Cities Bank & Trust Loan Rates

Loan Type Interest Rate
Personal Loan 5.99% APR
Mortgage (30-year fixed) 3.99% APR
Business Loan 6.99% APR
Commercial Real Estate Loan 5.99% APR
Time:2024-09-27 08:37:41 UTC

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