Ambetter of Tennessee: Navigating Your Health Insurance Journey

Understanding Ambetter of Tennessee

Ambetter of Tennessee, a subsidiary of Centene Corporation, is a leading health insurance provider serving over 394,000 Tennesseans. As a Qualified Health Plan (QHP) under the Affordable Care Act (ACA), Ambetter offers comprehensive coverage plans to individuals and families, including subsidies to make healthcare more affordable.

Why Choose Ambetter of Tennessee?

• Affordable Premiums: Ambetter's plans are designed to provide low-cost coverage, with premiums starting as low as $59/month.
• Extensive Network: Ambetter has partnered with over 3,000 primary care physicians, specialists, and hospitals across the state, ensuring access to quality healthcare.
• Personalized Support: Ambetter team is available to assist members with plan selection, billing, and any additional support they may need.
• Community Involvement: Ambetter is actively involved in Tennessee communities, supporting local organizations and providing health screenings and educational programs.

Ambetter Coverage Options

Ambetter of Tennessee offers a range of plans to meet the unique needs of individuals and families.

• Health Savings Account (HSA) plans: These plans combine high-deductible coverage with a tax-advantaged HSA account.
• Preferred Provider Organization (PPO) plans: These plans provide flexibility in choosing healthcare providers within the network and outside referrals.
• Exclusive Provider Organization (EPO) plans: These plans offer a more restricted provider network but typically have lower premiums than PPO plans.
• Dental and Vision: Ambetter also offers standalone dental and vision coverage plans to complement health insurance policies.

Enrollment and Benefits

Enrollment in Ambetter of Tennessee is available during the annual Open Enrollment Period, which typically runs from November 1st to January 15th. However, individuals may also qualify for special enrollment periods based on qualifying life events, such as job loss or relocation.

Ambetter plans provide comprehensive coverage for a range of essential health services, including:

• Doctor visits and preventive screenings
• Hospitalizations
• Prescription drugs
• Emergency care
• Pregnancy and childbirth
• Mental health and substance abuse treatment

Benefits of Ambetter of Tennessee

• Access to Quality Healthcare: Ambetter's extensive provider network ensures access to affordable, quality healthcare services.
• Financial Protection: Health insurance provides financial security by covering the costs of unexpected medical expenses.
• Preventive Care: Ambetter plans cover routine screenings and preventive services, which can help members stay healthy and avoid costly medical treatments down the road.
• Peace of Mind: Knowing that you have health insurance coverage provides peace of mind and reduces stress related to accessing healthcare.

How to Contact Ambetter of Tennessee

• Online: Visit the Ambetter of Tennessee website at www.ambetterofTN.com
• Phone: Call the customer service line at 1-833-319-4251
• Email: Contact the support team at [email protected]
• Mail: Send correspondence to P.O. Box 19050, Nashville, TN 37219

Additional Resources

• Tennessee Department of Commerce and Insurance: https://www.tn.gov/commerce/insurance
• Centers for Medicare & Medicaid Services (CMS): https://www.cms.gov
• Healthcare.gov: https://www.healthcare.gov

Disclaimer: Ambetter of Tennessee is a commercial health insurance company and is not affiliated with the government. Information provided in this article is for informational purposes only and does not constitute medical advice. Individuals should consult with a qualified healthcare professional for specific medical advice.