Commerce Bank Routing Number: A Comprehensive Guide for Seamless Banking

The Commerce Bank routing number is a unique nine-digit code assigned to each branch to facilitate financial transactions. It plays a crucial role in domestic and international wire transfers, ACH payments, and check processing. Understanding the Commerce Bank routing number is essential for seamless and efficient banking.

Locating Your Commerce Bank Routing Number

There are several ways to find your Commerce Bank routing number:

• Checks: The routing number is typically printed on the bottom left corner of checks issued by Commerce Bank.
• Online Banking: You can retrieve your routing number by logging into your online banking account.
• Call Customer Service: You can contact Commerce Bank customer service at 1-800-328-9004 for assistance in obtaining your routing number.

Types of Commerce Bank Routing Numbers

Commerce Bank has different routing numbers for different types of transactions:

Using the Commerce Bank Routing Number

To initiate a financial transaction, you will need to provide the appropriate Commerce Bank routing number along with the account number. Here's how to use the routing number for different transactions:

• ACH Payments: When setting up direct deposit or bill payments, provide the routing number (266084379) and your account number to the payee.
• Domestic Wire Transfers: For wire transfers within the United States, use the routing number (266084389) and your account number.
• International Wire Transfers: When sending funds internationally, you will need the routing number (266084398), SWIFT code (CORBUS44), and your account number.

Importance of Using the Correct Routing Number

Using the incorrect routing number can delay or even cancel your financial transaction. Therefore, it is crucial to double-check the routing number before submitting a payment or transfer. If you are unsure about the correct routing number, contact Commerce Bank customer service for assistance.

Additional Information

• Routing Number for All Branches: The routing number (266084379) is the same for all Commerce Bank branches in the United States.
• Swift Code: The SWIFT code for Commerce Bank is CORBUS44. This code is used for international wire transfers.
• ABA Number: The American Bankers Association (ABA) assigns routing numbers to all financial institutions in the United States. Commerce Bank's ABA number is 026014379.

Effective Strategies for Utilizing the Commerce Bank Routing Number

• Save the Routing Number: Store the appropriate routing number (depending on the transaction type) in a secure location for future reference.
• Confirm before Each Transaction: Double-check the routing number before initiating any financial transaction to avoid errors.
• Understand Your Transaction Type: Determine whether you are making an ACH payment, domestic wire transfer, or international wire transfer to use the correct routing number.

Tips and Tricks for Using the Commerce Bank Routing Number

• Use Online Banking: Retrieve your routing number quickly and easily through your online banking account.
• Contact Customer Service: Don't hesitate to reach out to Commerce Bank customer service if you have any questions or need assistance with finding your routing number.
• Keep It Confidential: Do not share your routing number with untrustworthy individuals or websites to prevent unauthorized access to your account.

Comparison of Commerce Bank Routing Numbers

FAQs

Q: What is the Commerce Bank routing number for ACH payments?
A: 266084379

Q: How do I find my routing number?
A: Check your checks, use online banking, or call Commerce Bank customer service.

Q: Can I use the same routing number for all types of transactions?
A: No, there are specific routing numbers for ACH payments, domestic wire transfers, and international wire transfers.

Q: What is the SWIFT code for Commerce Bank?
A: CORBUS44

Q: Is it safe to share my routing number?
A: No, keep your routing number confidential to prevent unauthorized access to your account.

Q: Can I change my routing number?
A: No, the routing number is assigned to the branch and cannot be changed.