Welcome to Citizens Bank & Trust Company of Grainger County: Your Trusted Financial Partner

Citizens Bank & Trust Company of Grainger County stands as a symbol of financial stability and unwavering commitment to the community. Since its inception in 1915, the bank has emerged as the cornerstone of the local economy, providing a comprehensive suite of financial services to individuals and businesses alike.

Our Unwavering Commitment to Customer Service

At Citizens Bank & Trust, customer satisfaction reigns supreme. We believe in treating every customer with the utmost respect and care, fostering long-lasting relationships built on trust and mutual understanding. Our dedicated team of financial advisors and bankers are highly trained and experienced, ensuring that you receive personalized guidance and tailored solutions to meet your unique financial needs.

Robust Deposit and Loan Products

We offer a wide array of deposit and loan products to cater to your diverse financial requirements. Our competitive interest rates on savings accounts and certificates of deposit help you grow your wealth, while our flexible loan options empower you to realize your financial aspirations. Whether you're looking to purchase a home, expand your business, or simply consolidate debt, we have the perfect solution for you.

Deposit Products

• Savings Accounts: Enjoy easy access to your funds while earning competitive interest rates.
• Certificates of Deposit (CDs): Lock in your interest rate for a fixed term to maximize your returns.
• Money Market Accounts: Combine the convenience of a checking account with the potential for higher earnings.

Loan Products

• Mortgage Loans: Finance your dream home with competitive rates and flexible terms.
• Business Loans: Fuel the growth of your company with tailored loans to meet your specific needs.
• Personal Loans: Consolidate debt, finance major expenses, or simply take advantage of low interest rates.
• Student Loans: Invest in your education with affordable loans to help you reach your career goals.

Community Involvement and Support

Citizens Bank & Trust Company of Grainger County is deeply rooted in the community, actively supporting local organizations and initiatives. We recognize the importance of giving back, and we strive to make a positive impact in the lives of our neighbors. Our commitment to community involvement extends to:

• Sponsoring local schools and youth programs
• Providing financial literacy workshops
• Supporting local businesses and entrepreneurs
• Participating in community clean-ups and beautification projects

Financial Planning and Investment Services

Beyond traditional banking services, we offer a comprehensive suite of financial planning and investment services to help you achieve your long-term financial goals. Our certified financial planners work closely with you to develop a customized plan that aligns with your unique circumstances and aspirations.

Financial Planning Services

• Retirement planning
• Estate planning
• Tax planning
• Education funding
• Cash flow management

Investment Services

• Investment management
• Mutual funds
• Exchange-traded funds (ETFs)
• Bonds
• Stocks

Why Choose Citizens Bank & Trust Company of Grainger County?

• Local Ownership and Decision-Making: We are an independent, locally owned bank, free from the constraints of national banks. This allows us to make decisions that are in the best interests of our community, not distant shareholders.
• Unwavering Customer Service: Our unwavering commitment to customer satisfaction sets us apart. We treat every customer with respect, dignity, and care, striving to foster long-lasting relationships built on trust and mutual understanding.
• Community Involvement: We are deeply rooted in the community, actively supporting local organizations and initiatives. We believe in giving back to the community that has supported us for over a century.
• Financial Strength and Stability: With over $100 million in assets, Citizens Bank & Trust Company of Grainger County stands as a pillar of financial stability. Our strong capital position and conservative lending practices ensure the safety and security of your funds.

Our Mission Statement

Empowering our customers to achieve financial success and enhance the well-being of the communities we serve.

Call to Action

Join the Citizens Bank & Trust family today and experience the difference that a locally owned, customer-centric bank can make. Visit one of our convenient locations, call us at 1-800-555-1212, or visit our website at www.citizensbankandtrust.com to learn more about our comprehensive suite of products and services.

Additional Information

Testimonials

"Citizens Bank & Trust has been my financial partner for over 25 years. Their personalized service and unwavering support have helped me achieve my financial goals." - John Smith, Local Business Owner

"I highly recommend Citizens Bank & Trust for their exceptional customer service and competitive rates. They truly care about their customers and go the extra mile to ensure their satisfaction." - Mary Jones, Individual Customer

Quick Facts

• Founded in 1915
• Over $100 million in assets
• 3 convenient locations
• Committed to community involvement
• Comprehensive suite of financial services
• Certified financial planners on staff

FAQs

1. What hours are your branches open?
Answer: Our branches are open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM.

2. Do you offer online banking?
Answer: Yes, we offer convenient online banking services that allow you to access your accounts 24/7.

3. What types of loans do you offer?
Answer: We offer a wide range of loan products, including mortgage loans, business loans, personal loans, and student loans.

4. Do you have a mobile app?
Answer: Yes, we have a user-friendly mobile app that allows you to manage your accounts, view balances, and make transfers on the go.

5. How do I open an account with Citizens Bank & Trust?
Answer: You can open an account online, by visiting one of our convenient branches, or by calling us at 1-800-555-1212.

6. What is your bank's FDIC insurance coverage?
Answer: Citizens Bank & Trust Company of Grainger County is a member of the FDIC, and all of our deposits are insured up to $250,000 per depositor.

Tables

Table 1: Deposit Product Comparison

Table 2: Loan Product Comparison

Table 3: Financial Planning Services