The Ultimate Guide to Coastal Community Bank Routing Numbers: Everything You Need to Know

Introduction

A routing number is a nine-digit code that identifies a specific financial institution in the United States. It's used to route electronic payments, such as direct deposits, ACH transfers, and wire transfers, to the correct bank. Coastal Community Bank, headquartered in St. Augustine, Florida, is a community bank serving Northeast Florida and Southeast Georgia. Its routing number is essential for anyone who needs to send or receive money from this bank.

Routing Numbers for Coastal Community Bank

Coastal Community Bank has two routing numbers, depending on the location of the branch or the type of transaction:

How to Find Your Routing Number

You can usually find your routing number on:

• Checks: The routing number is printed at the bottom left corner of your checks.
• Online banking: Log in to your online banking account and navigate to the "Account Details" section.
• Bank statement: Your routing number is typically included on your bank statements.
• Customer service: Contact Coastal Community Bank's customer service department at 1-800-622-6633.

Using Routing Numbers for Transactions

When setting up a direct deposit, ACH transfer, or wire transfer, you will need to provide the recipient's routing number. This ensures that the funds are sent to the correct bank account.

• Direct deposits: Your employer or government agency will need your routing number to deposit your paycheck or benefits directly into your account.
• ACH transfers: You can use ACH transfers to move money between your accounts at different banks. You will need the routing number of the bank you're transferring money to.
• Wire transfers: Wire transfers are used to send large amounts of money quickly. You will need the routing number of the bank you're sending the money to.

Additional Information

• SWIFT code: Coastal Community Bank's SWIFT code is CBNAUS33. This is used for international wire transfers.
• Routing number verification: You can verify Coastal Community Bank's routing numbers on the Federal Reserve's website: https://www.frbservices.org/EFT/aba.txt.
• Other community banks: Each community bank has its own unique routing number. If you're unsure of the routing number for another community bank, contact the bank directly.

Troubleshooting Routing Number Issues

If you experience any issues with routing numbers, consider the following troubleshooting tips:

• Confirm the routing number: Double-check the routing number with your bank or use the resources provided in this article.
• Check the recipient's bank account: Make sure you have the correct bank account number for the recipient.
• Contact your bank: If you're still having trouble, contact Coastal Community Bank's customer service department for assistance.

Conclusion

Understanding your Coastal Community Bank routing numbers is essential for managing your finances effectively. Whether you're setting up direct deposits, transferring funds, or sending wire transfers, using the correct routing number ensures that your transactions are processed smoothly and securely. By following the steps outlined in this guide, you can navigate any routing number-related issues with confidence.