The First National Bank of Picayune, Mississippi, has been a trusted financial institution serving the community for over 129 years. Founded in 1893, the bank has played a pivotal role in the economic growth and prosperity of Picayune and the surrounding areas.
Established by a group of local entrepreneurs, the First National Bank of Picayune has weathered economic storms and celebrated countless milestones throughout its long history. The bank played a crucial role in financing the local lumber and shipbuilding industries, which were the economic drivers of Picayune in the early 20th century.
At the heart of the First National Bank of Picayune's operations lies its unwavering commitment to serving the community. The bank's mission is to provide financial solutions that foster economic growth and enhance the well-being of its customers. Its core values include:
The First National Bank of Picayune offers a comprehensive range of banking services to meet the diverse needs of its customers. These services include:
Beyond its financial services, the First National Bank of Picayune actively participates in the community. The bank supports local businesses, schools, and non-profit organizations. Its employees volunteer their time for various community events and initiatives.
The First National Bank of Picayune has received numerous awards and accolades for its contributions to the community and the banking industry. These include:
Community banks like the First National Bank of Picayune play a crucial role in the financial well-being of their communities. They:
Customers who choose the First National Bank of Picayune benefit from:
The Story of the Young Entrepreneur: Mary Smith, a young aspiring entrepreneur, had a brilliant idea for a local coffee shop. She approached the First National Bank of Picayune for a small business loan. The bank's loan officers were impressed with Mary's passion and business plan. They approved her loan, which allowed her to open her shop and create jobs in the community.
The Story of the Family Farmers: The Johnson family had been farming for generations in the Picayune area. They were facing a difficult time due to a severe drought. The First National Bank of Picayune worked closely with the Johnsons to restructure their loans and provide them with financial assistance. This support enabled the family to survive the drought and continue their farming operations.
The Story of the Community Center: The Picayune Community Center was in desperate need of renovations. The First National Bank of Picayune stepped forward and provided a generous grant to fund the project. The renovated community center now serves as a hub for various educational, recreational, and social activities for the residents of Picayune.
What We Learn:
These stories highlight the transformative impact that a community bank can have on individuals and the community as a whole. They demonstrate the importance of:
Q: What is the First National Bank of Picayune's FDIC insurance coverage amount?
A: The First National Bank of Picayune is insured by the FDIC up to $250,000 per depositor.
Q: How can I open an account with the First National Bank of Picayune?
A: You can open an account online, by phone, or by visiting a branch location.
Q: Does the First National Bank of Picayune offer mobile banking?
A: Yes, the bank offers secure and convenient mobile banking services.
Q: What are the minimum balance requirements for checking and savings accounts?
A: Minimum balance requirements vary depending on the type of account. For details, please contact the bank.
Q: Does the First National Bank of Picayune charge ATM fees?
A: The bank does not charge ATM fees at its own ATMs. However, fees may apply at other ATMs.
Q: What is the bank's routing number?
A: 064387857
Table 1: First National Bank of Picayune Financial Highlights
Measure | 2022 | 2021 | Change |
---|---|---|---|
Total Assets | $275.6 million | $262.3 million | +5.0% |
Total Deposits | $237.2 million | $226.1 million | +4.9% |
Total Loans | $213.8 million | $198.5 million | +7.7% |
Net Income | $6.3 million | $5.5 million | +14.5% |
Table 2: First National Bank of Picayune Interest Rates
Type of Account | Interest Rate |
---|---|
Savings Account | 0.25% APY |
Checking Account | 0.05% APY |
12-Month CD | 2.50% APY |
24-Month CD | 3.00% APY |
36-Month CD | 3.50% APY |
Table 3: First National Bank of Picayune Branch Locations
Location | Address | Phone Number |
---|---|---|
Picayune Main Branch | 201 West Canal Street, Picayune, MS 39466 | (601) 798-1540 |
Carriere Branch | 10553 Highway 11 North, Carriere, MS 39426 | (601) 749-2222 |
Nicholson Branch | 23460 Highway 11 North, Nicholson, MS 39463 | (601) 785-4134 |
Join the First National Bank of Picayune today and experience the benefits of community banking. With personalized service, competitive rates, and a deep commitment to the community, we are your trusted financial partner for all your banking needs. Visit our website, call us, or visit a branch location to learn more.
Investing in the Future of Picayune
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