Nestled in the heart of Fairmont, West Virginia, State Bank has been a steadfast financial pillar for over a century. With a deep-rooted commitment to community banking, we've earned the trust of generations of customers through our unwavering commitment to excellence and personalized service.
Established in 1904, State Bank has weathered economic storms and celebrated milestones alike. Through the Great Depression, the rise of digital banking, and the challenges of the 21st century, we've remained a beacon of financial stability in Fairmont.
As a comprehensive financial institution, State Bank offers a full spectrum of services to meet the diverse needs of our valued customers.
Banking:
Lending:
Investments:
Beyond financial services, State Bank is deeply invested in the well-being of Fairmont. We actively support local businesses, community organizations, and charitable endeavors. Our employees volunteer their time, donate to worthwhile causes, and serve on local boards and committees.
We believe that a thriving community is a wealthy community, and we're proud to play a role in Fairmont's economic and social success.
At State Bank, integrity is not just a word; it's the foundation of everything we do. We're committed to:
In a world of banking behemoths, State Bank is a refreshing alternative. As a locally owned and operated institution, we:
Whether you're a seasoned investor or a first-time homebuyer, we've got the strategies to help you manage your money wisely.
Banking is more than just numbers and transactions; it's about real people and their financial journeys. Here are a few stories from our customers that offer valuable lessons:
The Homeowner's Dream: A young couple worked tirelessly to save for their dream home. With State Bank's guidance, they secured a mortgage loan that fit their budget and helped them become homeowners.
The Early Investor: A wise investor started investing small amounts in their youth. Over time, the power of compounding turned those small investments into a sizeable retirement fund.
The Credit Repair Success: A customer struggling with poor credit sought our help. Through a tailored debt repayment plan and responsible credit management, they improved their credit score and regained financial stability.
Every financial institution has its advantages and disadvantages. Here's a balanced view of State Bank:
Pros:
Cons:
Q: What are State Bank's business hours?
A: We're open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM.
Q: Is State Bank a member of the FDIC?
A: Yes, State Bank is a member of the Federal Deposit Insurance Corporation (FDIC), ensuring that your deposits are protected up to $250,000.
Q: How can I open an account with State Bank?
A: You can visit any of our branches or apply online at www.statebankfairmont.com.
Q: What are the requirements for a business loan?
A: Business loan requirements vary depending on factors such as loan amount, industry, and financial history. Our commercial loan experts will guide you through the process and provide personalized advice.
Q: How do I make a loan payment?
A: You can make loan payments online, by mail, or over the phone. We also offer automatic payment deductions to make it convenient for you.
Q: What is State Bank's mobile banking app like?
A: Our mobile banking app is highly rated by our customers for its user-friendly interface, advanced features, and mobile check deposit capability.
Category | Rating |
---|---|
Overall Satisfaction | 95% |
Responsiveness of Staff | 97% |
Accuracy of Statements | 98% |
Speed of Transactions | 93% |
Loan Type | Interest Rate Range |
---|---|
Mortgage | 3.5% - 4.5% |
Home Equity Loan | 5.99% - 7.99% |
Personal Loan | 9.99% - 12.99% |
Fee | Amount |
---|---|
Monthly Maintenance Fee (Checking Account) | $5.00 |
Monthly Maintenance Fee (Savings Account) | $0 |
Incoming Wire Transfer Fee | $10.00 |
Outgoing Wire Transfer Fee | $25.00 |
To lighten things up a bit, here are a few banking-related jokes that will make you chuckle:
State Bank of Fairmont is more than just a financial institution; we're a trusted partner, a community supporter, and a cornerstone of Fairmont's economic landscape. With integrity, customer service, and a commitment to your success, we're here to help you achieve your financial dreams.
Join the State Bank family today and experience the difference that local banking can make!
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