First Southern Bank, with its deep roots in Columbia, Mississippi, has emerged as a leading financial institution, providing a comprehensive range of banking services to the local community and beyond. Its unwavering commitment to customer satisfaction, financial stability, and community engagement has earned it a reputation as a trusted and reliable banking partner.
Founded in 1903 as the Columbia Banking & Trust Company, First Southern Bank has witnessed over a century of financial evolution and economic transformation. Through strategic acquisitions and mergers, it has expanded its reach throughout Mississippi, Alabama, and Tennessee, establishing a network of over 120 branches and 2,000 employees.
First Southern Bank stands as a testament to financial stability and prudent management. Its strong balance sheet and robust risk management practices have consistently earned it high ratings from independent rating agencies, including Moody's and S&P Global Ratings. As of December 31, 2022, the bank reported total assets of $10.5 billion, net income of $132.6 million, and a Tier 1 capital ratio of 11.2%, well above industry norms.
Financial Indicators | December 31, 2022 |
---|---|
Total Assets | $10.5 billion |
Net Income | $132.6 million |
Tier 1 Capital Ratio | 11.2% |
Return on Equity (ROE) | 10.5% |
Return on Assets (ROA) | 1.2% |
First Southern Bank offers a full spectrum of banking services tailored to meet the diverse financial needs of its customers:
First Southern Bank recognizes the importance of giving back to the communities it serves. Through various initiatives and partnerships, the bank actively supports local organizations and programs that promote education, economic development, and social well-being. The bank's employees also volunteer their time and resources to make a positive impact on the local community.
Customers choose First Southern Bank for a variety of reasons:
First Southern Bank's success can be attributed to a number of key strategies:
Banking with First Southern Bank goes beyond financial transactions. It's about choosing a partner that understands your financial goals, supports your community, and provides peace of mind. By entrusting your financial well-being to First Southern Bank, you gain access to:
First Southern Bank has established itself as a cornerstone of financial stability and growth in Columbia, Mississippi, and beyond. With a rich history of innovation, a commitment to customer satisfaction, and a deep-rooted passion for community engagement, First Southern Bank continues to be a trusted banking partner for generations of customers. By choosing First Southern Bank, you choose a bank that values your financial well-being, supports your aspirations, and invests in the future of your community.
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