The First National Bank of McConnelsville: A Century of Service and Community Partnership

Historical Foundations

Established in 1865, the First National Bank of McConnelsville (FNB) has proudly served the Morgan County community for over 157 years. With unwavering commitment to its customers and the region's well-being, FNB has evolved into a trusted financial institution that stands for stability, growth, and innovation.

Financial Strength and Stability

FNB consistently ranks among the soundest financial institutions in the nation, receiving high ratings from independent agencies. As of 2023, it boasts:

• $290 million in total assets
• $230 million in deposits
• $200 million in loans
• A Tier 1 capital ratio of 12.5%

These strong financial metrics demonstrate FNB's ability to withstand economic challenges and provide reliable financial services to its customers.

Community Involvement

Beyond its financial offerings, FNB is deeply invested in the McConnelsville community. It contributes generously to local organizations, supports educational initiatives, and participates in community events. In 2022, FNB donated over $120,000 to local charities and non-profits.

Comprehensive Financial Solutions

FNB offers a wide range of financial products and services to meet the needs of individuals, families, and businesses. These include:

• Checking and savings accounts
• Loans and mortgages
• Investment services
• Trust and estate management
• Business banking
• Mobile and online banking

With its knowledgeable and experienced staff, FNB provides personalized financial advice and customized solutions to help customers achieve their financial goals.

Technology and Innovation

FNB embraces technology to enhance customer convenience and security. It offers:

• Mobile banking with check deposit and bill pay
• Online account access
• Automated teller machines (ATMs)
• Chip-enabled debit and credit cards
• Advanced fraud protection

FNB continuously invests in technology to provide its customers with secure and convenient access to their finances.

Effective Strategies for Success

FNB's success over the decades can be attributed to its unwavering focus on the following strategies:

• Customer-centric approach: Prioritizing customer satisfaction and building long-lasting relationships.
• Community involvement: Investing in the well-being and prosperity of the McConnelsville community.
• Financial stability and integrity: Maintaining a strong capital base and prudent lending practices.
• Employee empowerment: Valuing and supporting employees as essential partners in delivering exceptional service.
• Technology and innovation: Embracing advancements to enhance customer convenience and security.

Stories of Impact

Story 1: A young couple struggling to afford their dream home approached FNB for a mortgage. With personalized guidance and a tailored loan package, FNB helped them secure their new home, enabling them to start a family in McConnelsville.

Story 2: A local business owner needed financing to expand operations during the COVID-19 pandemic. FNB provided a business loan that allowed the business to increase production, hire more employees, and contribute to the community's economic recovery.

Story 3: A senior citizen facing financial challenges sought assistance from FNB's trust and estate management team. With expert guidance and estate planning solutions, FNB helped secure the individual's financial future and ensure the well-being of their loved ones.

These stories exemplify FNB's commitment to supporting the financial well-being of its customers and the community.

How to Bank with FNB

To open an account or inquire about FNB's services, simply visit one of its convenient branches located at:

• 100 E Main St, McConnelsville, OH 43756
• 500 N Market St, McConnelsville, OH 43756

Alternatively, you can call (740) 962-4491 or visit the FNB website at www.fnbohio.com for more information.

Why FNB Matters: The Benefits

Banking with FNB offers numerous benefits to individuals and businesses:

• Financial security: Stability and reliability for your financial needs.
• Community involvement: Supporting the growth and well-being of McConnelsville.
• Personalized service: Tailored financial solutions to meet your specific goals.
• Convenience and technology: Easy access to your finances and advanced security measures.
• Positive impact: Contributing to the economic vitality and social progress of the community.

Conclusion

For over 150 years, the First National Bank of McConnelsville has been a trusted financial partner for the Morgan County community. Its commitment to customer satisfaction, community involvement, financial stability, and innovation has earned it a reputation for excellence. By choosing FNB, you not only secure your financial future but also contribute to the well-being of the McConnelsville community.

Tables

Table 1: FNB's Financial Performance (as of 2023)

Table 2: FNB's Community Involvement

Table 3: FNB's Technology and Innovation