Welcome to First National Bank Okmulgee: Your Trusted Financial Partner in the Heart of Oklahoma

Embracing a Century of Excellence in Community Banking

Established in 1903, First National Bank Okmulgee (FNBO) has been an unwavering pillar of financial stability and growth in the Okmulgee community and beyond. With a rich history spanning over a century, FNBO has remained committed to providing exceptional financial solutions and fostering economic prosperity in the region.

Our Commitment to Financial Well-being

At FNBO, we believe that banking should be about more than just transactions. Our mission is to empower our customers to achieve their financial goals and live their dreams. We offer a comprehensive suite of banking products and services tailored to meet the diverse needs of individuals, families, and businesses.

Personal Banking: Your Gateway to Financial Empowerment

Our personal banking solutions empower you to take control of your finances and plan for the future. Enjoy convenient access to:

• Checking accounts: Manage your daily transactions seamlessly with our low-fee checking accounts.
• Savings accounts: Earn competitive interest rates on your savings to grow your nest egg.
• Money market accounts: Combine the benefits of a checking and savings account for added flexibility.
• Certificates of deposit (CDs): Secure your savings with fixed interest rates for various terms.
• Personal loans: Access affordable financing for unexpected expenses, home improvements, or debt consolidation.

Business Banking: Powering Your Entrepreneurial Ambitions

We understand the unique challenges faced by businesses of all sizes. That's why we offer a range of business banking solutions designed to streamline your operations and fuel your growth:

• Business checking accounts: Simplify your cash flow management with dedicated business checking accounts.
• Business savings accounts: Earn interest on your excess funds and prepare for future investments.
• Business loans: Secure financing to expand your business, purchase equipment, or cover operating costs.
• Commercial real estate loans: Acquire or refinance properties for your business operations.
• Merchant services: Process credit and debit card payments seamlessly and efficiently.

Mortgages: Your Path to Homeownership

FNBO offers a wide range of mortgage options to help you find the perfect home for you and your loved ones. Our experienced mortgage specialists will guide you through the entire process, from pre-approval to closing:

• Conventional loans: Fixed-rate and adjustable-rate mortgages with competitive interest rates.
• FHA loans: Low down payment options and flexible credit requirements.
• VA loans: No down payment or mortgage insurance required for eligible veterans.
• USDA loans: Zero down payment mortgages for rural properties.
• Refinancing: Lower your interest rate or consolidate your debts.

Wealth Management: Preserving and Growing Your Assets

Our wealth management services offer a holistic approach to financial planning and investment management. We work with you to develop tailored investment strategies that align with your unique goals and risk tolerance:

• Financial planning: Create a roadmap for your financial future and secure your retirement.
• Investment management: Allocate your assets strategically to maximize returns and minimize risk.
• Trust and estate services: Preserve and distribute your wealth according to your wishes.

Community Involvement: Giving Back to Our Roots

As a local institution, FNBO is deeply rooted in the Okmulgee community. We are committed to giving back and supporting the organizations and initiatives that make our community thrive:

• Community involvement: We actively participate in local events, sponsor non-profit organizations, and support educational initiatives.
• Volunteerism: Our employees dedicate countless hours to volunteering for local charities and causes close to their hearts.
• Economic development: We partner with local businesses and organizations to promote economic growth and create job opportunities.

Why Choose First National Bank Okmulgee?

• Local expertise: With over a century of experience in Okmulgee, we understand the unique financial needs of our community.
• Exceptional customer service: We take pride in our personalized approach and are always available to assist you with your banking needs.
• Competitive rates: We offer competitive interest rates on our savings and loan products to help you maximize your financial returns.
• Commitment to technology: We invest in the latest banking technology to provide you with convenient and secure online and mobile banking services.

Common Mistakes to Avoid When Choosing a Bank

• Relying solely on interest rates: While interest rates are important, it's crucial to consider the overall value and customer service offered by the bank.
• Choosing a bank without local ties: Support local businesses and contribute to the growth of your community.
• Ignoring fees and charges: Read the fine print and inquire about potential fees associated with different accounts and services.
• Not considering your financial needs: Choose a bank that offers a range of products and services tailored to your specific circumstances.

How to Open an Account at First National Bank Okmulgee

Opening an account at FNBO is easy and convenient:

1. Visit one of our branch locations in Okmulgee or surrounding areas.
2. Bring the following documents: Government-issued ID, proof of address, and social security number.
3. Choose the account type that best suits your needs.
4. Fund your account through a deposit or transfer.

Compare FNBO's Products and Services

Call to Action

Join the First National Bank Okmulgee family today and experience the exceptional financial services and community spirit that have been our hallmark for over a century. Visit one of our branches or contact us online to learn more and open an account. Together, let's build a brighter financial future for you and our community.

Additional Resources

• Okmulgee Chamber of Commerce
• Federal Deposit Insurance Corporation (FDIC)
• National Credit Union Administration (NCUA)