Your Comprehensive Guide to Southside Bank in Lufkin, Texas

Nestled in the heart of East Texas, Southside Bank stands as a beacon of financial services for the Lufkin community. With a rich history spanning over a century, Southside Bank has dedicated itself to providing personalized banking solutions to individuals, businesses, and the community at large.

Understanding Southside Bank's Commitment

Southside Bank's mission statement reads, "To provide the highest quality financial services to our customers while contributing to the growth and prosperity of our community." This unwavering commitment translates into a comprehensive suite of banking products and services designed to meet the evolving needs of Lufkin's residents and businesses.

Customer-Centric Approach

At Southside Bank, customers are not just account numbers; they are valued partners. The bank's team of experienced bankers takes a proactive approach to understanding each customer's financial goals and aspirations. This personalized approach ensures that every customer receives tailored advice and solutions that align with their specific needs.

Comprehensive Banking Solutions

Southside Bank offers a wide range of banking solutions for individuals and businesses, including:

Personal Banking:

• Checking and savings accounts
• Home loans and refinancing
• Personal loans
• Wealth management
• Investment services

Business Banking:

• Commercial loans
• Lines of credit
• Treasury management services
• Small business administration (SBA) loans
• Merchant services

Community Involvement: A Hallmark of Southside Bank

Southside Bank recognizes the importance of community involvement and has made it a fundamental part of its operations. The bank actively supports local organizations, charities, and economic development initiatives.

• United Way: Southside Bank is a major contributor to the United Way of Angelina County, supporting programs that address education, health, and social services.
• Angelina College Foundation: The bank provides funding for scholarships and educational initiatives at Angelina College.
• Chamber of Commerce: Southside Bank is a member of the Lufkin/Angelina County Chamber of Commerce and actively participates in its events and programs.

Benefits of Banking with Southside Bank

Choosing Southside Bank as your financial partner offers numerous benefits, including:

Financial Security: As a member of the Federal Deposit Insurance Corporation (FDIC), deposits at Southside Bank are insured up to $250,000.

Competitive Rates: Southside Bank offers competitive interest rates on deposits and loans, ensuring you get the best value for your money.

Access to Funds: With convenient branch locations, online banking, and mobile banking, you can easily access your funds whenever you need them.

Common Mistakes to Avoid When Choosing a Bank

Navigating the banking landscape can be daunting. To avoid common pitfalls, consider the following:

• Ignoring Credit Union Options: Credit unions offer similar services to banks but often with higher interest rates on deposits and lower interest rates on loans.
• Choosing a Bank Based on Convenience Alone: While it's important to have a convenient branch location, it shouldn't be the sole factor in your decision.
• Not Taking Advantage of Online Banking: Online banking offers a multitude of conveniences, from bill pay to mobile deposits.

How to Open an Account at Southside Bank

Opening an account at Southside Bank is a simple and straightforward process.

Step 1: Visit a branch location or apply online.

Step 2: Provide personal identification and financial information.

Step 3: Fund your account with an initial deposit.

Step 4: Activate your debit card and online banking account.

Call to Action

If you're looking for a trusted and reliable financial partner in Lufkin, Texas, consider Southside Bank. With over a century of experience, a commitment to customer service, and a wide range of banking solutions, Southside Bank is here to help you achieve your financial goals.

Tables

Table 1: Southside Bank Branch Locations in Lufkin, Texas

Table 2: Interest Rates on Southside Bank Deposit Accounts

Table 3: Fees Associated with Southside Bank's Personal Banking Services