Welcome to First United Bank: Your Trusted Financial Partner in Seminole, Texas

Embrace a World of Financial Excellence with First United Bank

In the heart of Seminole, Texas, First United Bank stands as a beacon of financial stability, growth, and progress. As a trusted community bank, we're committed to empowering our customers with personalized banking solutions, exceptional service, and a strong commitment to the well-being of our community.

Your Financial Home in Seminole

First United Bank has been proudly serving the Seminole community since 1909, forging deep roots and establishing unwavering relationships with our valued customers. Our unwavering commitment to personalized banking has earned us a reputation for excellence, making us the preferred financial partner for individuals, families, and businesses in Seminole.

Our Comprehensive Suite of Banking Offerings

At First United Bank, we offer a comprehensive range of banking products and services, tailored to meet your unique financial needs. From everyday banking to long-term investments, our team of financial experts is dedicated to providing solutions that fit your lifestyle and goals:

• Personal Banking: Checking accounts, savings accounts, money market accounts, and more
• Business Banking: Business checking accounts, commercial loans, lines of credit, and cash management services
• Investment Services: Investment planning, retirement planning, and portfolio management
• Lending Solutions: Mortgage loans, home equity loans, and personal loans
• Online and Mobile Banking: Convenient access to your accounts 24/7

Local Ties, Global Reach

As a community bank, First United Bank is deeply committed to the Seminole community. We actively support local businesses, organizations, and events, playing a vital role in the economic and social development of our hometown.

Beyond our local roots, First United Bank is part of the First United family of banks, with over $8.7 billion in assets. This strong affiliation provides us with the resources and expertise of a larger financial institution, while maintaining our unwavering focus on personalized banking.

Customer Service That Excels

At First United Bank, customer satisfaction is our top priority. Our team of friendly and knowledgeable bankers is always ready to assist you with a smile. Whether you're opening a new account, applying for a loan, or seeking investment advice, we're here to guide you every step of the way.

Our dedication to exceptional service has been recognized nationally. According to J.D. Power, First United Bank ranks in the top 10% of banks in customer satisfaction.

Join the First United Bank Family Today

Experience the difference of banking with a local institution that cares about your financial success. Visit our Seminole branch at 102 S Main St. or contact us at (432) 758-2242 to open an account or schedule an appointment with one of our financial experts.

First United Bank: Your Partner in Financial Empowerment

Strategies for Financial Success with First United Bank

1. Set Clear Financial Goals: Define what you want to achieve financially, whether it's saving for a down payment, retirement, or investing in your education.
2. Create a Budget and Stick to It: Track your income and expenses to manage your cash flow and avoid overspending.
3. Seek Professional Advice: Consult with our knowledgeable bankers and financial advisors to develop personalized strategies that align with your goals.
4. Maximize Savings Opportunities: Take advantage of high-yield savings accounts, money market accounts, and Certificates of Deposit (CDs) to earn interest on your deposited funds.
5. Invest Wisely: Explore investment options such as stocks, bonds, and mutual funds to grow your wealth over the long term.

Tips and Tricks for Effective Banking

1. Use Online and Mobile Banking: Manage your accounts, pay bills, and transfer funds conveniently from your smartphone or computer.
2. Set Up Bill Pay: Automate your bill payments to avoid late fees and protect your credit.
3. Monitor Your Credit Score: Regularly check your credit report to ensure accuracy and maintain a healthy financial profile.
4. Consider a Joint Account: For couples or families, a joint account simplifies financial management and provides access to funds for both parties.
5. Take Advantage of Bank Rewards: Participate in bank loyalty programs to earn rewards points or cash back on your debit or credit card purchases.

Common Mistakes to Avoid

1. Overspending: Avoid impulse purchases and track your expenses to stay within your budget.
2. Neglecting Savings: Prioritize saving a portion of your income, even small amounts, to build an emergency fund and secure your financial future.
3. Falling for Scams: Be wary of phishing emails, suspicious phone calls, or unsolicited investment offers.
4. Maxing Out Credit Cards: Use credit cards responsibly and pay off balances in full each month to avoid accumulating high-interest debt.
5. Ignoring Financial Advice: Seek guidance from trusted financial professionals to avoid costly mistakes and optimize your financial well-being.

Table 1: Key Financial Indicators

Table 2: Comparison of First United Bank and Competitor

Table 3: Calculate Your Savings Goals

Note: Calculations are based on an assumed annual return rate of 5%. Actual returns may vary.