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Cigna vs Delta Dental Reddit: Which Dental Insurance is Best for You?

Are you in the market for dental insurance? If so, you've probably come across Cigna and Delta Dental. These two companies are two of the largest dental insurers in the United States, and they both offer a wide range of plans to choose from.

But which one is right for you? To help you make a decision, we've put together this comparison of Cigna vs Delta Dental Reddit. We'll cover everything from cost to coverage to customer service, so you can make an informed decision about which company to choose.

Cost

The cost of dental insurance will vary depending on a number of factors, including your age, location, and the type of plan you choose. However, in general, Cigna and Delta Dental offer similar rates.

cigna vs delta dental reddit

According to a 2020 study by the National Association of Dental Plans, the average annual premium for dental insurance is $351. This figure includes both individual and family plans.

Coverage

Cigna and Delta Dental both offer a wide range of dental insurance plans, from basic to comprehensive. Basic plans typically cover preventive care, such as cleanings and exams, while comprehensive plans cover a wider range of services, such as fillings, crowns, and root canals.

Cigna vs Delta Dental Reddit: Which Dental Insurance is Best for You?

The specific coverage included in each plan will vary, so it's important to compare plans carefully before you make a decision.

Customer Service

Both Cigna and Delta Dental have a good reputation for customer service. However, there are some key differences between the two companies.

Cost

Cigna offers a 24/7 customer service line, while Delta Dental only offers customer service during business hours. Additionally, Cigna has a wider network of dentists than Delta Dental, which means you may have more options for finding a dentist in your area.

Success Stories

Here are a few success stories from people who have used Cigna and Delta Dental:

  • "I've been using Cigna for my dental insurance for over 10 years, and I've always been happy with their service. They've always been quick to process my claims, and their customer service is excellent." - Sarah J.
  • "I switched to Delta Dental a few years ago, and I've been very impressed with their coverage. My premiums are affordable, and my dentist is in their network, so I'm always able to get the care I need." - John D.
  • "I've used both Cigna and Delta Dental, and I think they're both great companies. However, I ultimately decided to stick with Cigna because they have a wider network of dentists in my area." - Mary S.

Which One is Right for You?

Ultimately, the best way to decide which dental insurance company is right for you is to compare plans and see which one offers the best coverage and cost for your needs.

If you're looking for a company with a wide network of dentists and excellent customer service, Cigna is a good option. If you're looking for a company with affordable premiums and comprehensive coverage, Delta Dental is a good option.

No matter which company you choose, you can be sure that you're getting quality dental insurance that will help you keep your smile healthy and bright.

Call to Action

Don't wait another day to get the dental insurance you need. Contact Cigna or Delta Dental today to learn more about their plans and get a quote.

With dental insurance, you can be sure that you'll have the coverage you need to keep your smile healthy and bright.

Tables

Feature Cigna Delta Dental
Cost Similar rates Similar rates
Coverage Basic to comprehensive Basic to comprehensive
Customer Service 24/7 customer service line Customer service during business hours
Network of Dentists Wider network Smaller network
Success Stories 10+ years of happy customers Comprehensive coverage and affordable premiums
Success Story Quote
Sarah J. "I've been using Cigna for my dental insurance for over 10 years, and I've always been happy with their service. They've always been quick to process my claims, and their customer service is excellent."
John D. "I switched to Delta Dental a few years ago, and I've been very impressed with their coverage. My premiums are affordable, and my dentist is in their network, so I'm always able to get the care I need."
Mary S. "I've used both Cigna and Delta Dental, and I think they're both great companies. However, I ultimately decided to stick with Cigna because they have a wider network of dentists in my area."
Time:2024-07-30 16:19:22 UTC

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